Finances

Loans
At the beginning of the game, players are presented with a screen to take out a loan in order to kickstart the growth of their dream startup. The only loan available at this point in the game is the one offered by Eazy Money. Other loans are unlocked later in the game. Loans can be paid back at any time during the game.

Credit
If a player falls below a balance of $0.00 in their bank account, they will get a warning message stating that the bank has allotted them $10,000 of credit (negative balance) to work with. However, if the player falls below -$10,000 in-game, they will not be able to continue.

Budget
Keeping an eye on the flow of money in and out of a startup company is crucial to its success. Fortunately, the Budget tab in the Finance popover view has everything a player would want to know about expenses and profits. On the left side of the screen, a list of expenses expected over the next 30 days is displayed. This includes salaries, rent, benefits, and more. On the right side of the screen, a list of income accumulated over the previous 30 days is displayed. This includes money made from investments, contract completions, and product income. At the bottom of both lists, players can find a comprehensive total (a negative value for the expenses and positive value for the income). Below these columns, a breakdown of current bank balance, monthly profits, and daily profits based on the numbers above can be found.